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SEC is preparing groundwork for “mutual funds for provident fund investors” in response to tax exemption for fixed income



Wednesday 13 February 2019 | No. 16 / 2019


Bangkok, Wednesday 13 February 2019 - SEC is conducting a public hearing on revising the regulations of mutual funds for provident fund investors in response to tax exemptions granted to investment in fixed income. The move is expected to encourage the investors to save money after retirement.

The Revenue Department has prepared a draft bill amending the Revenue Code relating to the improvement of income tax payment from investors investing in debt securities through mutual funds. The amendment was approved by the cabinet on 28 August 2018 and it is expected to be enforced in the middle of 2019. Consequently, provident funds investing in fixed income through mutual funds will be subjected to income tax while provident funds are directly investing in fixed income and still getting tax exemptions.

Thereby, in order to be consistent with provident funds, the Finance Ministry has proposed granting corporate income tax exemptions to “mutual funds” whose units are subscribed solely by provident funds. In light of this approach, SEC is revising the regulations on establishing mutual funds to accommodate these funds with the following rules, for example:

- Unitholders must invest in provident funds only;

- The number of unitholders which is at least 35 must be waived;

- They must not be long-term equity funds (LTF), retirement mutual funds (RMF) or exchange traded funds (ETF);

- Redemption of investment units can be paid by securities and other assets in lieu of cash.

The consultation paper can be found at www.sec.or.th/hearing. Stakeholders and interested parties are welcome to give comments and suggestions via  SEC’s website, or facsimile at 0-2033-9660, or email: sumitra@sec.or.th. The public hearing ends on 22 February 2019.