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Hearing Document  

Or Gor Or. 39/2564

Evaluation of the Provident Fund Act B.E. 2530 (1987) and Amendment to the Provident Fund Act B.E. 2530 (1987)





Consultation Form


1. Do you think that the objectives of the PVD Act are still relevant and in line with the circumstances, technological development and people's ways of life? If so, to what extent?




2. Do you have any opinion on how the current PVD Act affects or benefits people?




Do you think the PVD implementation and management, described in the following sections, are sufficiently efficient?



3. Establishment of the Fund

   Agree  

   Disagree  




4. Suggestions/Comments




5. Management of the Fund - Authority of the Registrar

   Agree  

   Disagree  




6. Management of the Fund - Fund Management

   Agree  

   Disagree  




7. Management of the Fund - Fund Accounting

   Agree  

   Disagree  




8. Suggestions/Comments




9. Fund Payout - Lump Sum Payment

   Agree  

   Disagree  




10. Fund Payout - Payment in Installments

   Agree  

   Disagree  




11. Fund Payout - Maintenance of Fund

   Agree  

   Disagree  




12. Fund Payout - Transference to Other Pension Funds

   Agree  

   Disagree  




13. Suggestions/Comments




14. Dissolution of Fund

   Agree  

   Disagree  




15. Suggestions/Comments




16. Authority to Monitor Fund Management

   Agree  

   Disagree  




17. Suggestions/Comments




18. Do you have any additional suggestions for improving law enforcement efficiency?




Considering that the Ministry of Finance is proposing legislation to make the “National Pension Fund Act” a mandatory savings fund for private-sector employees, what are your opinions on the following issues:



19. Providing a Qualified PVD as an option for the mandatory pension scheme and in support of the transition from voluntary to mandatory scheme

   Agree  

   Disagree  




20. Suggestions/Comments




21. If you agree with Question 19, what types of PVD do you think could be classified as Qualified PVD? (Select all that apply)

  
  
  



22. Suggestions/Comments (if you selected "Others" in Question 21., please specify here)




Considering the amendment to the PVD Act whereby PVD would be eligible as a part of compulsory savings and an effective link to the National Pension Fund would be created, what are your opinions on the following topics:



23. An employee who works for an employer that has already offered PVD benefit will be automatically enrolled

   Agree  

   Disagree  




24. Suggestions/Comments




25. Providing a mechanism that allows members to have an appropriate investment policy

   Agree  

   Disagree  




26. Suggestions/Comments




27. Employer's reporting on the fund and members

   Agree  

   Disagree  




28. Suggestions/Comments




29. Standards of regulations and guidelines for fund registration

   Agree  

   Disagree  




30. Suggestions/Comments




31. Developing PVD to support compulsory savings for employees as proposed by the Ministry of Finance

   Agree  

   Disagree  




32. Suggestions/Comments




33. Transfers between PVDs and other retirement savings funds

   Agree  

   Disagree  




34. Suggestions/Comments




35. In the event of an economic crisis, the Minister has the power to authorize flexibility to the savings or contribution payments

   Agree  

   Disagree  




36. Suggestions/Comments




37. Reduction of additional payment that employers must pay to the fund in case of late payment, from 5 percent to 2 percent per month

   Agree  

   Disagree  




38. Suggestions/Comments




39. Unclaimed money/lost member

   Agree  

   Disagree  




40. Suggestions/Comments




41. Accounting and recording of revenue/expenses

   Agree  

   Disagree  




42. Suggestions/Comments




Do you agree or disagree that the amendment to the PVD Act must be in line with other relevant laws regarding the following issues:



43. Support to electronic transactions

   Agree  

   Disagree  




44. Suggestions/Comments




45. Amendment to penalties and statute of limitations

   Agree  

   Disagree  




46. Suggestions/Comments




Do you agree with the use of the permission system, criminal penalties, and government officials’ discretion prescribed in the current PVD Act and the proposed revision to the PVD Act?



47. Use of permission system

   Agree  

   Disagree  




48. Suggestions/Comments




49. Criminal penalties

   Agree  

   Disagree  




50. Suggestions/Comments




51. Government officials’ discretion

   Agree  

   Disagree  




52. Suggestions/Comments




53. Other suggestions (if any)






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For More Information

1. Ms. Sirinad Pornsiripratharn Tel. 0-2263-6222 / 2. Ms. Thitima Marungrueng Tel. 0-2033-9572 or email: sirinad@sec.or.th or thitimam@sec.or.th.